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Author

Gabriela Montoya

Features Editor

Gabriela Montoya covers Publishing, Geoeconomics and Communication.

Articles by Gabriela Montoya

Saver comparing term options with a banker across a desk

How Certificate of Deposit Rates Lock In

Gabriela Montoya

Empty suburban open house with rate sheet on the counter

Mortgage Rates and the 10-Year Treasury

Gabriela Montoya

Side-by-side growth curves of simple and compound interest over time

APY vs. APR, Explained

Gabriela Montoya

Customer discussing account rates with a bank employee at a branch desk

How the Fed Funds Rate Reaches Savers and Borrowers

Gabriela Montoya